If you’re facing the possibility of foreclosure in Harris County in the future, perhaps you are wondering can you get your house in Harris County back after foreclosure. After all, you will need a place to live!
Well…..unfortunately, after the court rules in the favor of your Harris County, lender and agrees with the lender to proceed with Houston foreclosure, it is very, very hard for you to get your house back. If you can get it at all.
There is one way to get it back, you can buy the house back right after you get foreclosed…this is called a right of redemption. But you probably in a financial position to do this or you would not have been foreclosed in the first place. “In most states, you can get your home back after foreclosure within a certain period of time. This is called the right of redemption. In order to redeem your home, you usually must reimburse the person who bought the home at the Houston foreclosure sale for the full purchase price, plus other costs.”.
Instead of wondering can you get your house in Harris County back after foreclosure, here’s another option…
The good news is, if you’re not in foreclosure yet, you have options. Especially if you are in pre-foreclosure in the Houston area or anywhere in Central TX. Be it Brazoria County, Harris County, Brazos County or Montgomery County.
NOW LET’S BE CLEAR The first and best option is to pay off your mortgage or work out a payment plan with your lender. The bank whether it be Wells Fargo or Citi will usually prefer to keep you in your house and instead just collect the money owed to them. They are in the business of Lending and would like to stay in that business they don’t want to get into the Real Estate business.
If that’s not an option for you at this time then you may decide to do what a lot of homeowners facing foreclosure that have spoken to us recently have chosen to do: Sell your home before the home is foreclosed upon and pay the lender what is owed to them.
This may not be an ideal option (because you’ll have to give up your house), but it’s still a preferable option to foreclosure because you’ll have cleared up your debt to the bank and you won’t have the long-term impact to your credit score that a Houston foreclosure would have.
This option is proactive and long-term, which is why homeowners facing foreclosure in Harris County love it: it’s proactive because you’re taking control of your financial situation; it’s long-term because you’re accepting the short-term discomfort of selling your home in exchange for the long-term benefit of a better credit rating.
Trust me when I tell you that most sellers feel a HUGE sense of relief after deciding to go this route and selling their home for Cash.
But if you are getting foreclosed in a few months or even weeks, or days? How can you prep it for sale, clean it, and repair it in time? And Sell it? …Can I do this if I have a pending Foreclosure in Harris County?
YOU CAN’T the secret is to sell it “as-is” in it’s current condition for Cash to a Cash buyer!
The secret is selling your Foreclosure in Harris County, fast so the bank can’t take it and you can at least make some money. And more importantly, save your credit and more important than that save you from GRAY HAIR and STRESS!
You could work at trying to find a regular retail buyer to buy your home. But that will take a while. Just the loan itself will take over a month to close….and that is AFTER you have found the Buyer and signed a contract to sell. And usually, this is AFTER you’ve cleaned the house, made repairs, moved your stuff out, and staged it for sale! Because most buyers want to buy a move-in ready home. Just like you bought your home “move in ready”.
If you have a foreclosure in Harris County, the faster and easier option is to find an investment firm like us that buys houses as-is for cash, fast. Instead of spending all of your time and energy trying to locate a buyer, there are many companies that can do this for you. Companies like TexasFastHomeOffer will buy the house from you at a reduced price, but they will buy the house very, very quickly.
If you are going through Foreclosure in Harris County? Click here now to fill out a 30-second form for a no-obligation CASH offer to pay off the house now!
Click here to watch this in Video Format on Youtube! Sell my house fast Houston! We buy Inherited Houston houses, Houston Houses in Probate and houses in Houston From ALL Types of People that need to SELL A HOUSE FAST in HOUSTON! Selling a house inheritance and selling a house in Probate has never been easier. Selling a Houston house fast has never been easier!